Instantly send and spend

money anywhere in the U.S.

CellFunds is a fast and secure way to manage your money.

3 easy ways to load money

  • Direct deposit from your payroll,
  • ACH from your current bank account (available 1-3 days),
  • or another CellFunds user – available immediately.

Use it anywhere Visa® Debit Cards are accepted

Easily shop online, pay your bills, or shop for groceries. CellFunds makes it easy to spend your money securely while doing things you already do.

Freedom to manage your money

Our app makes it easy to monitor transactions, send and receive funds, and your view balance. Need quick cash? Funds are available for withdrawal via ATM.

Secure and FDIC insured

Security is our top priority. You can enable/disable your card and manage how long it will stay active. All funds are insured by the FDIC in accordance with the FDIC applicable terms and conditions.

Spend your money when you need it. Whenever, wherever.

We’re changing the way money is used on-the-go.

Get the app today

Click on your store button for a direct download of our CellFunds app to open an account.

Have more questions? Check out our FAQs.