Instantly send and spend

your money anywhere

CellFunds is a fast and secure way to manage your money without a bank account.

3 easy ways to load money

Whether you’re receiving money from someone, using direct deposit, or depositing cash via ATM, all funds are available for use immediately.

Use it anywhere Visa is accepted

Easily shop online, pay your bills, or shop for groceries. CellFunds makes it easy to spend your money securely while doing things you already do.

Freedom to manage your money

Our app makes it easy to monitor transactions, send and receive funds, and your view balance. Need quick cash? Funds are available for withdrawal via ATM.

Secure and FDIC insured

Security is our top priority. You can enable/disable your card and manage how long it will stay active. All funds are FDIC insured up to the full amount.

Spend your money when you need it. Whenever, wherever.

We’re changing the way money is used on-the-go.

Get the app today

Have more questions? Check out our FAQs.